Using LHV MCP

Couple of days ago, I saw someone sharing that LHV, an Estonian bank I’m using, now supports MCP integration.

It was a very timely discovery since I already wanted to run my regular mid-year personal finances review. Since I do daily banking via LHV, it would have meant manually exporting monthly CSV statements and running an analysis on them. Not incredibly time consuming of course, but I decided to give the LHV MCP a quick try to see if it would speed up the process.

In short, it does pretty much what I expected. The MCP provides read-only access to accounts, balances and transactions.

My harness of choice is Claude Code, and getting started was as easy as:

claude mcp add lhv --transport http https://mcp.lhv.ai/mcp
claude mcp login lhv

During the setup, a typical authentication flow is presented (Smart-ID, mobile-ID, ID-card, biometrics), with access tokens expiring in 1 hour.

Hence, getting a yearly spending review was a matter of asking that from Claude directly, upon which it triggers the list_accounts() and get_account_statement(iban, dateFrom, dateTo, ...) functions.

While the time saved from manual data exports from the bank is nice, what’s more interesting are the automation possibilities it enables for keeping track of personal finances at a more regular and automated cadence.

You can read more about the MCP and get started via https://lhv.ai/.